Ether.fi Partners with MoonPay to Power Full Stack Payments for Crypto Neobanking

We're excited to announce that ether.fi has partnered with MoonPay to bring full stack payment infrastructure to crypto neobanking.

Crypto neobanks are becoming the way people manage digital assets alongside everyday money. Users want to buy, trade, spend, and hold crypto from a single account, without switching between apps or custodians. This partnership gives ether.fi the infrastructure to deliver that experience directly, without building it from scratch or giving up self-custody.

Ether.fi is a crypto neobank built around one account for saving, growing, and spending digital assets. Users buy crypto and tokenized assets, earn yield, borrow against their holdings, and spend through a rewards card, all from a single platform.

MoonPay Headless Ramps embed onramp and offramp flows natively in ether.fi. Users can save a card and fund their account in one tap, the way they reorder on DoorDash. There are no web views and no redirects. Ether.fi controls the full UI, and MoonPay handles the payment rails, compliance, and global payment method coverage underneath.

MoonPay Trade handles cross-chain routing and powers crypto conversions inside the app. Users do not need to think about which asset they are moving or which chain it sits on. They get faster settlement, deeper liquidity, and access to more chains in the wallet they already use.

MoonPay Enterprise gives each ether.fi user a virtual account with account and routing numbers. Payment rails include ACH, Fedwire, SWIFT, Faster Payments, SEPA and Open Banking. A user's paycheck, savings, or business revenue lands directly in ether.fi, and money moves out just as easily to any linked bank, on local rails with settlement in seconds. This makes ether.fi a user's primary financial home, not just a place they visit.

MoonPay Crypto Deposits lets users bring value into ether.fi from wherever they hold it, whether that is Bitcoin, Solana, or USDT on Tron. A user taps deposit, picks a token and a network, and either sends to a QR code or address or connects a wallet or centralized exchange. The deposited token is then swapped and delivered into the user’s balance. Cashing out works the same way in reverse, with the user choosing the token they want to receive.

The timing reflects where the market is headed. As more users treat crypto accounts like everyday bank accounts, the platforms that win will be the ones that make money simply move, not the ones asking users to think about which app does what.

“The bar for ether.fi isn't other crypto products,” said Rok Kopp, CGO and Co-founder of ether.fi. “It's whatever banking app a user opens every morning. Every integration we make is measured against that standard.”

"Ether.fi is exactly the kind of platform our infrastructure was built for," said Ivan Soto-Wright, CEO and Founder of MoonPay. "This partnership shows what's possible when a neobank and a payments infrastructure provider build toward the same goal: one account, full functionality, no compromises for the user."

This partnership lets ether.fi users buy, trade, and spend crypto without added friction, backed by infrastructure built to operate at institutional scale. Headless Ramps, Trade, Enterprise Virtual Accounts, and Deposits will each roll out over the coming months.