Payment Methods
How to buy crypto on MoonPay
Buy crypto in 150+ countries using the local currency of your bank account. We offer different payment options that cater to your region.
Buying cryptocurrency on MoonPay is simple. Sign up for a free account in seconds from our app. Then add a few personal details to verify your identity.
Pick from over 100 cryptocurrencies, like Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), USD Coin (USDC) and more.
MoonPay works with most non-custodial crypto wallets. And if you don’t have a wallet yet, it’s simple to get a non-custodial wallet at checkout. Coming to MoonPay through a partner? We’ll pre-fill your wallet address automagically.
The easiest way to buy cryptocurrency is by topping up your MoonPay Balance. Just add funds in your MoonPay account using convenient methods like debit card and Apple Pay to enjoy faster crypto purchases with lower fees, higher approval rates, and zero-fee withdrawals when you cash out to certain payment methods.
Don't want to pay with your balance? No worries, there are still loads of options to choose from. You can pay with a credit/debit card, Apple Pay, Google Pay, or PayPal. We also support local options such as SEPA , UK Faster Payments, Pix in Brazil, as well as Venmo and bank transfers in the US. Once paid, that’s it — we’ll handle the rest.
Buy 100+ cryptocurrencies, including Bitcoin, Ethereum, Solana, and more
The better way to buy crypto, now at your fingertips
We believe in always giving you a fair deal. Transaction fees are as low as 1% for bank transfers and 4.5% for Visa cards.
Because you can buy a fraction of a coin, you can kickstart your crypto journey with a small purchase first. And when you’re ready to buy more, MoonPay’s range of payment methods can help with that.
Buy crypto, store it in any non-custodial wallet, and keep track of how it’s performing. And if you don’t have a wallet yet, you can get one at checkout in the MoonPay app.
Buy crypto in 150+ countries using the local currency of your bank account. We offer different payment options that work great in your region.
Tired of trying to time the market perfectly? Try MoonPay's new Recurring Buy feature to dollar-cost average your crypto purchases at regular intervals like weekly or monthly. *Available in select countries only.*
Round-the-clock protection
Our customers trust us to make buying crypto secure. We follow proactive, industry-standard security measures to help keep them safe.
We use AES-256 encryption and we’re PCI-DSS compliant. We also hold the widely-respected ISO 27001 certification. This certification is independently audited and a global standard for managing information security.
Our custom-built tools and processes were built with security at their core. And our specialist team is working constantly to make sure you’re protected from emerging threats.
MoonPay is non-custodial, which means only you have control of your crypto. We will never use, lend, or access it without your permission.
Trusted by millions of customers.
35,000,000+
Get the MoonPay app and buy crypto on the go
Whether you're a seasoned trader or buying crypto for the first time, the MoonPay app gives you the tools to get it done.
See what our customers say
Users worldwide choose MoonPay to exchange cryptocurrencies. With over 100,000 reviews on TrustPilot, our average score is 4.1 out of 5.
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
It was fast and easy. Very convenient and easy to navigate through. I definitely recommend this app.
Lasharon Hill
Verified Review
It’s an easy platform to purchase crypto and send directly to my different wallets. One path to minimise fees instead of multiple wallet transfers requiring fees every time.
Stuart Graham
Verified Review
Very simple to complete the process. MoonPay sends you an email when each step of the transaction is complete. You’re never wondering what the status is because they always update you in real time. MoonPay is my preferred way to buy crypto in the US.
William M.
Verified Review
I’m a beginner who’s just learning crypto, so I’m not really confident at what I’m doing yet. But it was a pretty smooth experience making my crypto purchase transaction.
Sylvia Williams
Verified Review
MoonPay is the first crypto buying experience that I actually considered easy . MoonPay allows you to easily buy and transfer your crypto funds. Full control. Love it!
JBX Digital
Verified Review
Everything was great while using the app to purchase Bitcoin and send the tokens to my wallet. I'll continue to use the MoonPay app in the future.
Stacey Lewis
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
It was fast and easy. Very convenient and easy to navigate through. I definitely recommend this app.
Lasharon Hill
Verified Review
It’s an easy platform to purchase crypto and send directly to my different wallets. One path to minimise fees instead of multiple wallet transfers requiring fees every time.
Stuart Graham
Verified Review
Very simple to complete the process. MoonPay sends you an email when each step of the transaction is complete. You’re never wondering what the status is because they always update you in real time. MoonPay is my preferred way to buy crypto in the US.
William M.
Verified Review
I’m a beginner who’s just learning crypto, so I’m not really confident at what I’m doing yet. But it was a pretty smooth experience making my crypto purchase transaction.
Sylvia Williams
Verified Review
MoonPay is the first crypto buying experience that I actually considered easy . MoonPay allows you to easily buy and transfer your crypto funds. Full control. Love it!
JBX Digital
Verified Review
Everything was great while using the app to purchase Bitcoin and send the tokens to my wallet. I'll continue to use the MoonPay app in the future.
Stacey Lewis
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Verified Review
Everything was great while using the app to purchase Bitcoin and send the tokens to my wallet. I'll continue to use the MoonPay app in the future.
Stacey Lewis
Verified Review
MoonPay is the first crypto buying experience that I actually considered easy . MoonPay allows you to easily buy and transfer your crypto funds. Full control. Love it!
JBX Digital
Verified Review
I’m a beginner who’s just learning crypto, so I’m not really confident at what I’m doing yet. But it was a pretty smooth experience making my crypto purchase transaction.
Sylvia Williams
Verified Review
Very simple to complete the process. MoonPay sends you an email when each step of the transaction is complete. You’re never wondering what the status is because they always update you in real time. MoonPay is my preferred way to buy crypto in the US.
William M.
Verified Review
It’s an easy platform to purchase crypto and send directly to my different wallets. One path to minimise fees instead of multiple wallet transfers requiring fees every time.
Stuart Graham
Verified Review
It was fast and easy. Very convenient and easy to navigate through. I definitely recommend this app.
Lasharon Hill
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Verified Review
Everything was great while using the app to purchase Bitcoin and send the tokens to my wallet. I'll continue to use the MoonPay app in the future.
Stacey Lewis
Verified Review
MoonPay is the first crypto buying experience that I actually considered easy . MoonPay allows you to easily buy and transfer your crypto funds. Full control. Love it!
JBX Digital
Verified Review
I’m a beginner who’s just learning crypto, so I’m not really confident at what I’m doing yet. But it was a pretty smooth experience making my crypto purchase transaction.
Sylvia Williams
Verified Review
Very simple to complete the process. MoonPay sends you an email when each step of the transaction is complete. You’re never wondering what the status is because they always update you in real time. MoonPay is my preferred way to buy crypto in the US.
William M.
Verified Review
It’s an easy platform to purchase crypto and send directly to my different wallets. One path to minimise fees instead of multiple wallet transfers requiring fees every time.
Stuart Graham
Verified Review
It was fast and easy. Very convenient and easy to navigate through. I definitely recommend this app.
Lasharon Hill
Verified Review
It is fast and easy to purchase crypto with MoonPay, totally recommended.
Milton Rodriguez
Verified Review
The whole process went smoother than I imagined and without any irritating roadblocks. That was a refreshing transaction.
Olivia Jacobson
Frequently asked questions about buying crypto
Only you can determine whether buying cryptocurrency is worth it, and you should remember that purchasing any cryptocurrency carries certain risks. Some factors that others may consider when deciding whether to make a purchase are the token's price, market cap, supply, as well as your individual risk appetite.MoonPay cannot offer you investment advice and cannot tell you whether any cryptocurrency is worth buying. Always remember to do your own research before making any purchase!
MoonPay allows you to buy cryptocurrency from our catalog of more than 100 supported tokens. Choose from cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and XRP (XRP), or stablecoins like Tether (USDT), USDC (USDC), and Dai (DAI).
You can buy crypto and use it to pay for goods and services, send money internationally, buy NFTs, play blockchain-based games, or simply store your digital assets in a cryptocurrency wallet.
Since cryptocurrencies are digital currencies that run on decentralized networks and can be programmed into numerous app, the potential use cases are limitless.
MoonPay is used by more than 35 million users worldwide, since our founding in 2019. We are constantly improving our fiat-to-crypto on-ramp and cryptocurrency exchange features to better serve our global customers. MoonPay’s compliance and security measures aim to protect and safeguard our customers.
You can use any Visa, Mastercard or Maestro debit card or credit card to buy crypto on MoonPay.
We also support bank transfers, and mobile options like Apple Pay and Google Pay. If you're interested in buying crypto with local methods, we accept SEPA (EU), Faster Payments Service (UK), and PIX (Brazil).
You can also top up your wallet with euros, pounds, or dollars and use your MoonPay Balance to purchase crypto like Bitcoin, Ethereum, and more. With MoonPay Balance, you'll enjoy quicker transactions, higher approval rates, and zero-fee withdrawals when you cash out via bank transfer.
Delivery times for crypto transactions can vary based on the payment method used to purchase. You can receive your crypto in as little as 5 minutes when paying by credit/debit card. If you pay with bank transfer, receiving your crypto can take between 1-3 business days.
*Note: For first time customers, additional security checks could take up to a few hours, even when buying cryptocurrency by card.
MoonPay fees vary by payment method, ranging from 1% for bank transfers to 4.5% for select credit card purchases. If you want to buy crypto without these processing fees, just pay with your MoonPay Balance. Top up your balance with fiat currencies like USD, EUR and GBP to start buying cryptocurrency like Bitcoin without the added cost. Plus, enjoy zero-fee withdrawals when you cash out with certain payment methods.
No one can decide the perfect time to buy cryptocurrency. You can buy crypto through one-time purchases, or through a recurring buy order. MoonPay's recurring crypto purchases allow you to gain cryptocurrency price exposure over time at weekly or monthly intervals, helping to limit the risk of volatility through dollar-cost averaging principles.
