The new checkout options make buying crypto for first-time users smoother than ever.
Published on Sep 18, 2026
Last modified on Sep 18, 2026
Since 2019, more than 30 million people across 180 countries have moved billions of dollars into crypto through MoonPay. We are the OG onramp, and for a lot of you, and your friends and family, we were how you bought your first crypto. Through our 1,500+ partners and our own app, we are proud to have been part of your onchain story.
Today is about making that first step even better, for the people taking it now, and for the partners who bring them in, with two major improvements built to do one thing: make the first time someone buys crypto with MoonPay the best it can possibly be.
Introducing Guest Checkout and Express Checkout, two new ways to onramp where the idea is simple: buy first, verify as you grow.
The first purchase happens in the moment they decide to make it, not three forms later. The heavy verification moves out of the way at the start and into the background, and it steps up only as a user does more.
Being a global, regulated payments network is something we are proud of. The trust our partners and their users place in us rests on the care we take with every transaction, and meeting that responsibility well has always been core to who we are. The question we care most about is not whether to meet it, but how to do so in the smoothest, most welcoming way possible for someone buying crypto for the first time.
For a long time, much of what a new user needed to do happened up front, before they had made a single purchase. So we set out to keep every one of those standards firmly in place while rethinking when and how we ask, so the experience feels effortless from the very first tap.
The payoff is real. The smoother that first experience, the more people make it all the way onchain. That is not a hunch. It is math, data, and how people commonly behave.
With repeat usage the experience only gets smoother, faster, and more familiar. But repeat usage is never guaranteed, so we put real work across every team into the moment that decides everything: someone's first step into crypto.
At the heart of our culture and values is the concept of Kaizen, or continuous improvement, and these new products are a testament to that.
These new options are available today in MoonPay’s Classic Branded Onramps experience, or our new Headless Onramps (our tech, your brand) product that feels as native to your app and product as possible.HEADLESS ONRAMPS WITH GUEST CHECKOUT ON MOONPAY
Guest Checkout is a new Apple Pay and Google Pay specific onramping solution from MoonPay immediately available to all MoonPay partners across the Solana, Ethereum, Bitcoin, XRP, Hyperliquid, BNB, BSC, Litecoin, and DeFi ecosystems. Guest Checkout is available via a fast, simple Headless Onramps integration from the MoonPay Developer Platform, and streamlines the onramping experience for new users by removing much of the onboarding friction until after their first purchase. If eligible, users can access dynamic limits up to $750 weekly through Apple Pay and Google Pay by providing a few quick details and following checks for approvals that occur quietly and quickly in the background. Higher limits and expanded payment methods are available by completing further levels of account verification. Returning users are automatically recognized and connected, with their payment preferences saved and the process continuously streamlined towards their historical behavior, powered by Headless Onramps. The Guest Checkout experience is live in the United States, with geographic expansion planned for the future.
CLASSIC ONRAMPS WITH EXPRESS CHECKOUT ON MOONPAY Express Checkout is a similar new onramp experience designed for less friction, higher conversion, and a better overall user experience when using Apple Pay, Google Pay, and Debit Cards. Partners across every crypto ecosystem can integrate it using the MoonPay Widget, giving more optionality to integration paths, and offer it to all users in the United States and Canada today. If eligible, users can access dynamic limits up to $750 weekly through Apple Pay, Google Pay, and Debit Cards by providing a few quick details and following checks for approvals that occur quietly and quickly in the background. Higher limits and expanded payment methods are available by completing further levels of account verification.
FAST AND SAFE BY DESIGN None of this works by cutting corners. Every Guest Checkout and Express Checkout purchase runs on MoonPay's globally regulated infrastructure, monitored around the clock by a fraud and compliance engine that operates 24/7/365.
These new payment methods are held to the same standards we have always kept for security, safety, and financial integrity. Screening, identity checks, and risk controls run behind the scenes on every transaction, so your users get a clean, fast experience while the hard part stays with us, and you get infrastructure you can build a business on.
IN CLOSING
The world of crypto, DeFi, and blockchain is bursting at the seams with innovation and creativity. Guest Checkout and Express Checkout are two new tools we’re proud to bring to the market for our existing and future partners to ensure that the hard work they’ve put into building exciting new products and apps can be as successful as possible.
We look forward to building with you.
Cheers to onboarding millions of more people into crypto.
