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Crypto Borrowing
Most people think the only way to use crypto is to buy, hold, and eventually sell. But there's another option that's changing the way digital assets fit into everyday finance: borrowing against your crypto.
By Emily Moloney
Published on Oct 5, 2025
Last modified on Feb 26, 2026
Most people think the only way to use crypto is to buy, hold, and eventually sell. But there's another option that's changing the way digital assets fit into everyday finance: borrowing against your crypto.
Think of it like taking out a loan against your house or stocks. Instead of cashing out your Bitcoin or Ethereum, you use it as collateral to borrow dollars, stablecoins, or other assets.
How It Works
The idea is straightforward:
