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    All rights reserved. MoonPay USA LLC is a registered money service business (NMLS ID: 2071245). For Law Enforcement requests please direct your official document to our compliance team here.

    How to buy XRP?

    Buy XRP in 150+ countries using the local currency of your bank account. We offer localized payment options that cater to regions all over the world.

    1. Open your free account
    1. Open your free account

    Buying XRP (XRP) on MoonPay is easy. Just sign up for a free account in seconds from our app, then add a few personal details to verify your identity.

    2. Choose XRP as the crypto you want to buy
    2. Choose XRP as the crypto you want to buy

    Select XRP from our catalog of over 100 cryptocurrencies available for purchase.

    3. Enter your XRP wallet address
    3. Enter your XRP wallet address

    MoonPay works with leading non-custodial XRP wallets like Ledger and Trust Wallet. Don’t have a wallet yet? Don’t worry, MoonPay will set up an XRP wallet automatically for you at checkout if it's your first purchase. And if you’re coming to MoonPay through your existing wallet, we’ll pre-fill your wallet address automatically.

    4. Top up your MoonPay Balance
    4. Top up your MoonPay Balance

    The easiest way to buy XRP is by topping up your MoonPay Balance. Just add funds in your MoonPay account using convenient payment methods like debit card and Apple Pay to enjoy faster XRP purchases with lower fees, higher approval rates, and zero-fee withdrawals when you cash out to certain payment methods.

    5. Checkout and pay
    5. Checkout and pay

    Don't want to pay with your balance? No worries, there are still loads of options to choose from. You can pay with a credit/debit card, Apple Pay, Google Pay, or PayPal. We also support local options such as SEPA , UK Faster Payments, Pix in Brazil, as well as Venmo and bank transfers in the US. Once paid, that’s it — we’ll handle the rest.

    6. Own your XRP
    6. Own your XRP

    Once you have your XRP (XRP) tokens secured in your preferred wallet or MoonPay XRP account, you’re free to use your XRP how you wish. You can “HODL” XRP in your wallet, send it to a friend, or sell XRP for fiat.

    1. Open your free account

    Buying XRP (XRP) on MoonPay is easy. Just sign up for a free account in seconds from our app, then add a few personal details to verify your identity.

    2. Choose XRP as the crypto you want to buy

    Select XRP from our catalog of over 100 cryptocurrencies available for purchase.

    3. Enter your XRP wallet address

    MoonPay works with leading non-custodial XRP wallets like Ledger and Trust Wallet. Don’t have a wallet yet? Don’t worry, MoonPay will set up an XRP wallet automatically for you at checkout if it's your first purchase. And if you’re coming to MoonPay through your existing wallet, we’ll pre-fill your wallet address automatically.

    4. Top up your MoonPay Balance

    The easiest way to buy XRP is by topping up your MoonPay Balance. Just add funds in your MoonPay account using convenient payment methods like debit card and Apple Pay to enjoy faster XRP purchases with lower fees, higher approval rates, and zero-fee withdrawals when you cash out to certain payment methods.

    5. Checkout and pay

    Don't want to pay with your balance? No worries, there are still loads of options to choose from. You can pay with a credit/debit card, Apple Pay, Google Pay, or PayPal. We also support local options such as SEPA , UK Faster Payments, Pix in Brazil, as well as Venmo and bank transfers in the US. Once paid, that’s it — we’ll handle the rest.

    6. Own your XRP

    Once you have your XRP (XRP) tokens secured in your preferred wallet or MoonPay XRP account, you’re free to use your XRP how you wish. You can “HODL” XRP in your wallet, send it to a friend, or sell XRP for fiat.

    Why is MoonPay the best way to buy XRP?

    Our security credentials are in check
    Our security credentials are in check

    We use AES-256 encryption and we’re PCI-DSS compliant. We also hold the widely-respected ISO 27001 certification. This certification is independently audited and a global standard for managing information security.

    Buy what you need
    Buy what you need

    You can buy XRP in small or large quantities. Start by purchasing XRP for as little as $20 on MoonPay.

    Convenient payment
    Convenient payment

    Buy XRP instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.

    Available globally
    Available globally

    Purchase XRP in more than 150+ countries using the local currency of your bank account.

    Our security credentials are in check
    Our security credentials are in check

    We use AES-256 encryption and we’re PCI-DSS compliant. We also hold the widely-respected ISO 27001 certification. This certification is independently audited and a global standard for managing information security.

    Buy what you need
    Buy what you need

    You can buy XRP in small or large quantities. Start by purchasing XRP for as little as $20 on MoonPay.

    Convenient payment
    Convenient payment

    Buy XRP instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.

    Available globally
    Available globally

    Purchase XRP in more than 150+ countries using the local currency of your bank account.

    What can you do with XRP?

    Hold
    Hold

    Store your newly purchased XRP in your preferred wallet. There are many custodial and non-custodial options to choose from, such as Ledger, Trezor, Exodus, and Trust Wallet.

    Send
    Send

    After you buy XRP, you can transfer it to anyone across the globe, as long as you know their XRP wallet address or MoonTag.

    Donate
    Donate

    There is a growing number of charities that accept donations in XRP (XRP) and other cryptocurrency.

    Spend
    Spend

    Use your XRP to purchase goods and services from any participating merchant that accepts XRP and cryptocurrency.

    Swap
    Swap

    Swap your XRP for another cryptocurrency directly in your wallet or by using a DeFi application.

    Sell
    Sell

    MoonPay allows you to easily sell XRP and cash out directly into fiat currency and your bank account.

    Hold
    Hold

    Store your newly purchased XRP in your preferred wallet. There are many custodial and non-custodial options to choose from, such as Ledger, Trezor, Exodus, and Trust Wallet.

    Send
    Send

    After you buy XRP, you can transfer it to anyone across the globe, as long as you know their XRP wallet address or MoonTag.

    Donate
    Donate

    There is a growing number of charities that accept donations in XRP (XRP) and other cryptocurrency.

    Spend
    Spend

    Use your XRP to purchase goods and services from any participating merchant that accepts XRP and cryptocurrency.

    Swap
    Swap

    Swap your XRP for another cryptocurrency directly in your wallet or by using a DeFi application.

    Sell
    Sell

    MoonPay allows you to easily sell XRP and cash out directly into fiat currency and your bank account.

    Buy XRP and 100+ other cryptocurrencies, including Bitcoin, Ethereum, Solana, and more


    Bitcoin Logo

    Bitcoin

    BTC

    Ethereum-logo

    Ethereum

    ETH

    Solana-logo

    Solana

    SOL

    dogecoin-logo

    Dogecoin

    DOGE

    XRP Logo

    XRP

    XRP

    Polygon-matic-logo

    Polygon

    MATIC

    Cardano-ADA-logo

    Cardano

    ADA

    AVAX-Avalanche-logo

    Avalanche

    AVAX

    Get the MoonPay app and buy XRP on the go

    Whether you're a seasoned trader or buying XRP for the first time, the MoonPay app gives you the tools to get it done.

    What is XRP?

    XRP (XRP) is an open-source blockchain and cryptocurrency built for cross-border payments. XRP offers global liquidity providers and financial institutions a scalable platform for cheap transactions with fast settlement finality. The XRP blockchain uses validator nodes to secure the network and validate transactions, through an efficient consensus mechanism.

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    Frequently asked questions about buying XRP

    Only you can determine whether buying XRP is worth it, and you should remember that purchasing any cryptocurrency carries certain risks. Some factors that others may consider when deciding whether to make a purchase are the token's price, market cap, supply, as well as your individual risk appetite.MoonPay cannot offer you investment advice and cannot tell you whether any cryptocurrency is worth buying. Always remember to do your own research before making any purchase!

    MoonPay accepts most major credit and debit cards, including VISA and MasterCard. If you want to buy XRP with a card, enter the amount in XRP or fiat currency that you wish to purchase, then enter your XRP wallet address. You're now ready to buy XRP with a credit card or your favorite payment method!

    Yes, you can buy XRP today and then sell it when you’re ready to cash out. MoonPay has a sell functionality, so you can easily buy XRP and then exchange it for fiat currencies like USD and EUR. You can also top up your wallet with euros, pounds, or dollars and use your MoonPay Balance to purchase XRP and other crypto tokens. With MoonPay Balance, you'll enjoy quicker transactions, higher approval rates, and zero-fee withdrawals when you cash out to your bank account.

    How much XRP you can buy will depend on your account limit, with higher purchases requiring increasing/different KYC levels. The minimum amount you can purchase is $20.

    No matter the amount, you can buy XRP via a one-time purchase, or through a recurring buy order. Recurring crypto purchases allow you to gain XRP price exposure over time, helping to limit the risk of volatility through dollar-cost averaging principles.

    If it’s your first time purchasing XRP, MoonPay will automatically create a new XRP wallet for you, in case you don’t have one. You can also choose to enter an external wallet at the time of purchase to receive your XRP. Still confused? Read our handy guide on how to choose a crypto wallet.

    Delivery times for XRP purchases can vary based on the payment method used to purchase. You can receive your XRP in as little as 5 minutes when paying by credit/debit card. If you pay with bank transfer, receiving your crypto can take between 1-3 business days.

    *Note: For first time customers, additional security checks could take up to a few hours, even when buying cryptocurrency by card.

    Need some help before buying XRP?

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    Buy XRP, join the crypto revolution!

    MoonPay offers a fast and easy way to buy XRP (XRP) with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.

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