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XRP
Source: MoonPay
*Past performance is not a reliable indicator of future events.
The live XRP (XRP) price is currently —, — — in the last 24-hours. XRP is currently — by market capitalization, which is calculated by multiplying the current price (—) with the circulating supply (—), and has a total supply of —. Buy XRP at MoonPay's current rate:
XRP by Ripple Labs is a cryptocurrency that acts as a bridge between fiat currency and other cryptocurrencies. It plays a crucial role in facilitating financial institutions' obligations through its blockchain technology and distributed consensus ledger.
By acting as a bridging currency, XRP by Ripple Labs makes it possible to move funds between other currencies quickly and easily without the need for conventional exchanges. It serves as an effective global payments network to transfer money across different currencies.
The XRP Ledger (XRPL), on the other hand, is a decentralized public blockchain created for quick, inexpensive transfers of XRP, fiat money, and other digital assets.
XRPL has a number of noteworthy features, including quick operation, cheap transaction fees, and energy economy. The XRP Ledger supports a broad variety of development tools, enabling programmers to create systems and applications that use blockchain technology.
The XRPL network features several distinguishing characteristics, including its ability to handle XRP transactions quickly (within 3-5 seconds) and at a lower cost (with transaction fees at around $0.0002), and scale to accommodate up to 1500 transactions per second.
XRP is the native digital asset of the XRP Ledger (XRPL), an open-source blockchain designed for fast, low-cost payments. XRP was created in 2012 by Ripple Labs co-founders Chris Larsen and Jed McCaleb. Unlike Bitcoin, XRP does not rely on mining. Transactions settle in 3 to 5 seconds and cost fractions of a cent.
You can buy XRP on MoonPay in minutes. Create a free account, verify your identity, select XRP, choose a payment method (credit card, Apple Pay, bank transfer, PayPal, and more), and enter your XRP wallet address with the required destination tag. MoonPay delivers XRP directly to your wallet.
XRP has established use cases in cross-border payments and has seen growing institutional adoption. The resolution of major regulatory uncertainty following the SEC vs. Ripple case has been viewed positively by many in the market. However, XRP remains subject to significant price volatility. Only invest what you are prepared to lose.
XRP price forecasts vary widely and no one can predict future prices with certainty. Factors that may influence XRP price include regulatory clarity, adoption by financial institutions, overall crypto market trends, and developments on the XRP Ledger. Always conduct your own research before investing.
XRP price declines can result from broader crypto market downturns, profit-taking after rallies, negative regulatory news, macroeconomic factors like interest rate changes, or shifts in overall market sentiment. Short-term drops do not necessarily indicate long-term problems for the asset.
XRP is a digital currency that operates on the XRP Ledger, a decentralized blockchain focused on enabling fast and affordable cross-border payments. It was designed as a bridge currency for international money transfers. XRP can settle transactions in seconds and handle 1,500 transactions per second.
You can buy XRP on MoonPay using a credit card, debit card, Apple Pay, Google Pay, PayPal, bank transfer, and other local payment options. MoonPay supports XRP purchases in over 150 countries. Simply create an account, verify your identity, and complete your purchase in minutes.
No. XRP is not a stablecoin. Its price fluctuates based on market supply and demand, just like Bitcoin or Ethereum. Stablecoins are designed to maintain a steady value pegged to a fiat currency. Ripple has launched a separate stablecoin called RLUSD, which is pegged to the US dollar.
The simplest way to invest in XRP is to purchase it on a platform like MoonPay and store it in a secure wallet. MoonPay supports one-time and recurring purchases, allowing you to dollar-cost average into your XRP position. Always store your XRP in a wallet where you control the private keys.
XRP is not a stock. It is a digital asset (cryptocurrency) that trades on crypto exchanges and platforms like MoonPay. However, Ripple Labs, the company most closely associated with XRP development, is a private company. Shares in Ripple are not available on public stock exchanges. Some investors view XRP as a way to gain exposure to Ripple ecosystem growth.
The all-time high of XRP is —, which was reached on Jul 18, 2025. The all-time low of XRP is —, which was recorded on July 6, 2014.
XRP is a deflationary asset with a maximum supply of 100 billion tokens. However, not all 100 billion XRP tokens are currently in circulation. Currently, there are about — XRP coins in circulation.
You can buy XRP directly via MoonPay or through one of our many partner wallets, such as Trust Wallet and Exodus. MoonPay’s widget lets you buy XRP with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more payment methods. You can also fund your wallet with euros, pounds, or dollars and use your MoonPay Balance to purchase crypto like XRP. With MoonPay Balance, you'll enjoy faster transactions, lower fees, and higher approval rates.
The price of XRP is determined by factors such as supply and demand, market sentiment, regulatory developments, and the adoption of blockchain technology. Price fluctuations can also occur in response to large transfers of the asset in a short time period.
You can sell XRP when you decide it's time to cash out your crypto. Simply enter the amount of XRP (XRP) you'd like to sell in the MoonPay widget and enter the details where you want to receive your funds.
