Buy XRP, join the crypto revolution!
MoonPay offers a fast and easy way to buy XRP (XRP) with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
How to buy XRP?
Buy XRP in 150+ countries using the local currency of your bank account. We offer localized payment options that cater to regions all over the world.
Buying XRP (XRP) on MoonPay is easy. Just sign up for a free account in seconds from our app, then add a few personal details to verify your identity.
Select XRP from our catalog of over 100 cryptocurrencies available for purchase.
MoonPay works with leading non-custodial XRP wallets like Ledger and Trust Wallet. Don’t have a wallet yet? Don’t worry, MoonPay will set up an XRP wallet automatically for you at checkout if it's your first purchase. And if you’re coming to MoonPay through your existing wallet, we’ll pre-fill your wallet address automatically.
The easiest way to buy XRP is by topping up your MoonPay balance. Just add funds in your MoonPay account to enjoy faster XRP purchases with lower fees, higher approval rates, and zero-fee withdrawals when you cash out to fiat.
Don't want to pay with your balance? No worries, there are still loads of options to choose from. You can pay with a credit/debit card, Apple Pay, Google Pay, or PayPal. We also support local options such as SEPA , UK Faster Payments, Pix in Brazil, as well as Venmo and bank transfers in the US. Once paid, that’s it — we’ll handle the rest.
Once you have your XRP (XRP) tokens secured in your preferred wallet or MoonPay XRP account, you’re free to use your XRP how you wish. You can “HODL” XRP in your wallet, send it to a friend, or sell XRP for fiat.
Why is MoonPay the best way to buy XRP?
We use AES-256 encryption and we’re PCI-DSS compliant. We also hold the widely-respected ISO 27001 certification. This certification is independently audited and a global standard for managing information security.
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You can buy XRP in small or large quantities. Start by purchasing XRP for as little as $20 on MoonPay.
Buy XRP instantly with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
Purchase XRP in more than 150+ countries using the local currency of your bank account.
What can you do with XRP?
Store your newly purchased XRP in your preferred wallet. There are many custodial and non-custodial options to choose from, such as Ledger, Trezor, Exodus, and Trust Wallet.
After you buy XRP, you can transfer it to anyone across the globe, as long as you know their XRP wallet address.
There is a growing number of charities that accept donations in XRP (XRP) and other cryptocurrency.
Use your XRP to purchase goods and services from any participating merchant that accepts XRP and cryptocurrency.
Swap your XRP for another cryptocurrency directly in your wallet or by using a DeFi application.
MoonPay allows you to easily sell XRP and cash out directly into fiat currency and your bank account.
Buy XRP and 100+ other cryptocurrencies, including Bitcoin, Ethereum, Solana, and more
Get the MoonPay app and buy XRP on the go
Whether you're a seasoned trader or buying XRP for the first time, the MoonPay app gives you the tools to get it done.
What is XRP?
XRP (XRP) is an open-source blockchain and cryptocurrency built for cross-border payments. XRP offers global liquidity providers and financial institutions a scalable platform for cheap transactions with fast settlement finality. The XRP blockchain uses validator nodes to secure the network and validate transactions, through an efficient consensus mechanism.
Frequently asked questions about buying XRP
Only you can determine whether buying XRP is worth it, and you should remember that purchasing any cryptocurrency carries certain risks. Some factors that others may consider when deciding whether to make a purchase are the token's price, market cap, supply, as well as your individual risk appetite.MoonPay cannot offer you investment advice and cannot tell you whether any cryptocurrency is worth buying. Always remember to do your own research before making any purchase!
MoonPay accepts most major credit and debit cards, including VISA and MasterCard. If you want to buy XRP with a card, enter the amount in XRP or fiat currency that you wish to purchase, then enter your XRP wallet address. You're now ready to buy XRP with a credit card or your favorite payment method!
Yes, you can buy XRP today and then sell it when you’re ready to cash out. MoonPay has a sell functionality, so you can easily buy XRP and then exchange it for fiat currencies like USD and EUR. You can also top up your wallet with euros, pounds, or dollars and use your MoonPay Balance to purchase XRP and other crypto tokens. With MoonPay Balance, you'll enjoy quicker transactions, higher approval rates, and zero-fee withdrawals directly to your bank account when you cash out.
How much XRP you can buy will depend on your account limit, with higher purchases requiring increasing/different KYC levels. The minimum amount you can purchase is $20.
No matter the amount, you can buy XRP via a one-time purchase, or through a recurring buy order. Recurring crypto purchases allow you to gain XRP price exposure over time, helping to limit the risk of volatility through dollar-cost averaging principles.
If it’s your first time purchasing XRP, MoonPay will automatically create a new XRP wallet for you, in case you don’t have one. You can choose to enter an external wallet at the time of purchase to receive your XRP. Still confused? Read our handy guide on how to choose a crypto wallet.
Delivery times for XRP purchases can vary based on the payment method used to purchase. You can receive your XRP in as little as 5 minutes when paying by credit/debit card. If you pay with bank transfer, receiving your crypto can take between 1-3 business days.
*Note: For first time customers, additional security checks could take up to a few hours, even when buying cryptocurrency by card.
