We're excited to announce that XPlace has integrated MoonPay Virtual Accounts, powered by Iron.
XPlace is a crypto-focused neobank that lets users spend against their crypto holdings via a credit card, while earning yield and cashback rewards. It brings lending, savings, and payments together in a single app, giving users a unified financial experience built around their digital assets.
With MoonPay Virtual Accounts now live inside XPlace, users in the United States and European Union receive a dedicated named deposit account linked directly to their XPlace profile. Funding the app is now as straightforward as sending a bank transfer. Deposits arrive via ACH or SEPA Instant and convert automatically into supported stablecoins, landing in the user's wallet in seconds with no manual steps required.
This integration removes a persistent friction point for crypto neobank users. Rather than routing funds through a centralized exchange or a third-party service, XPlace users can now move money from their bank account to a funded wallet in a single transfer. The experience is non-custodial throughout, meaning users retain full control of their assets at every step.
For a product built around putting crypto to work, reliable and fast fiat access is foundational. MoonPay Virtual Accounts, powered by Iron, provide the deposit infrastructure that makes that possible at scale.
"XPlace is building the kind of product that makes crypto genuinely useful for everyday financial life," said Max von Wallenberg Pachaly, CEO of Iron. "Virtual Accounts give their users a direct, bank-grade route into the app. Funds move from a bank account to a funded wallet in seconds, with no intermediaries in the way."
MoonPay Virtual Accounts are live in XPlace today. Update the app to get started.