We’re excited to announce the launch of MoonAgents Card, a virtual Mastercard debit card that lets users and AI agents spend stablecoins directly from their onchain balances at any online merchant globally that accepts Mastercard. The card is issued through Monavate, a regulated global payments platform and principal member of the Mastercard network.
Stablecoin debit cards exist, but they weren't built for agents. MoonAgents Card is designed to be accessed and managed programmatically through MoonPay CLI and MoonPay Agents workflows. Unlike some existing agent card products that require users to pre-load a custodial balance or transfer funds offchain before spending, MoonAgents Card allows users to enable or delegate authority to agents to spend directly from an onchain wallet at the moment of transaction.
"Agents are already managing wallets, executing trades, and moving value onchain. The one thing they couldn't do was spend at a merchant. Now they can," said Ivan Soto-Wright, CEO and Founder of MoonPay.
MoonAgents Card is the first product under a new card issuance agreement between MoonPay, Exodus, and Monavate that combines MoonPay’s AI agent infrastructure and developer network with Monavate’s regulated card issuing and Mastercard’s global payments network.
"AI agents are going to transact constantly, at machine speed, across millions of merchants. Exodus has spent a decade building self-custodial wallets for people," said JP Richardson, CEO and Co-founder of Exodus. "MoonAgents Card extends that infrastructure to agents, letting them spend directly from an onchain wallet. The wallets and cards that work for that future look nothing like what exists today—and we're building for that future."
How it Works
MoonAgents Card links a self-custodial wallet to a Mastercard virtual payment card through Monavate's infrastructure. The user authorizes a smart contract to access their stablecoin balance at the time of transaction. The purchase is made through standard card payment flows, with Monavate executing the onchain funding and card authorization in real time. If declined, funds return to the wallet immediately. Wallet custody is never transferred, and approvals can be revoked at any time.
MoonAgents Card is available today through MoonPay CLI in the UK and LATAM, with US and UK availability planned in the coming months. Identity verification is required before card issuance.
Get Started
Install: npm install -g @moonpay/cli
Issue a card: mp card issue --wallet your-wallet-name
Get started: moonpay.com/agents/card
Read our full announcement here.