MoonPay Balance is now live in the U.S.
American users can experience a brand new way to transact.
By Geoffrey Lyons
Published on Feb 13, 2025
Last modified on Feb 27, 2025
To our U.S. users: you can now fund your MoonPay account with a fiat balance!
MoonPay Balance, first unveiled to European users in November, lets users deposit funds to their account for zero-fee purchases.*
Here’s how it works:
- Top up: Fund your balance with your preferred payment method
- Buy crypto: Once cleared, use your balance to instantly purchase from 60+ cryptocurrencies
- Withdraw funds: Withdraw to your bank account or supported payment method at any time
Users can also sell crypto back into their MoonPay Balance, making it easy to make later purchases or withdraw when it suits them.
Fiat balances have traditionally been limited to centralized exchanges and traditional fintech platforms. MoonPay is bringing this feature to the decentralized ecosystem, offering a seamless way to transact.
It’s a best-of-both-worlds solution.
Features and benefits
- Zero fees: Zero MoonPay fees on all transactions made with MoonPay Balance, including withdrawals.*
- Instant payments: Lightning-fast transaction speeds with minimal wait times.
- High approval rates: No more failed transactions or delays. Buying and selling crypto with your balance has a near-perfect success rate.
- Flexible payments: Top up in the US using a range of payment methods including ACH transfer, PayPal, and Venmo
MoonPay Balance launched in the UK and EU (excluding Germany) in November. Our partner network is also enabling MoonPay Balance, which is currently live on platforms including Phantom, and Bitcoin.com.
* Zero MoonPay fees. Ecosystem and network fees still apply.