How it works
Create Named Accounts
Issue dedicated virtual account details for customers, businesses, and treasury accounts.
Collect fiat. Settle in stablecoins.
Issue Named Accounts, accept bank transfers through local payment rails and SWIFT, and automatically convert incoming fiat into stablecoins through one API platform.
Overview
Pay In gives businesses a single integration for collecting fiat from customers, partners, merchants, and treasury accounts. Create Named Accounts, receive funds through local banking rails and SWIFT, automatically convert incoming fiat into supported stablecoins, and reconcile every payment through APIs and webhooks.
Whether you're funding wallets, collecting customer deposits, prefunding treasury accounts, or issuing stablecoins, MoonPay provides the infrastructure behind every payment.
Send fiat
Accept domestic and international bank transfers through supported payment rails.
Receive stablecoins
Automatically convert incoming fiat into supported stablecoins.
Track
Track payments, conversions, and settlement through APIs and webhooks.
Capabilities
- Named Accounts
- Issue dedicated account details through the API.
- Fiat collections
- Collect funds through ACH, Wire, FedNow, SEPA Instant, FPS, PIX, SPEI, SWIFT, and other local rails.
- Fiat-to-stablecoin conversion
- Automatically convert incoming fiat into supported stablecoins.
- First and third-party collections
- Support customer deposits, merchant collections, and treasury funding.
- Payment reconciliation
- Track every payment, conversion, and settlement event.
- Developer APIs
- Integrate collections through REST APIs and webhooks.
Coverage
- Currencies
- USD, EUR, GBP, BRL (coming soon) and others
- Settlement assets
- USDC, USDT, EURC, PYUSD
- Payment rails
- ACH, Wire, FedNow, SEPA Instant, FPS, PIX, SPEI, SWIFT
- Customers
- B2B and B2C
- Integration
- REST API, Webhooks, Dashboard
Availability varies by jurisdiction, customer type, currency, and payment rail.
Built for Wallet funding, Exchange deposits, Merchant collections, Treasury funding, Stablecoin issuance, Platform balances
Enterprise infrastructure.
Hosted onboarding.
Hosted KYC & KYB or connect your own onboarding.
Compliance operations.
Verification, sanctions screening, transaction monitoring, due diligence, and RFIs.
Developer platform.
REST APIs, webhooks, dashboard, and dedicated implementation support.
Multi-Rail Coverage.
One integration. Connectivity into multiple banks, payment and FX providers.
Build enterprise-grade fiat collection flows.
Collect fiat and settle in stablecoins with MoonPay Enterprise.