Virtual Accounts | Powered by Iron
Virtual Accounts | Powered by Iron
Native
USD
Accounts for Wallets & FinTechs
Issue virtual USD accounts. Settle to stablecoins. All via API.
Get StartedOffer your users dedicated bank accounts in their name.
Enable fiat deposits in USD, EUR and GBP, and get lightning fast conversion to stablecoins.
Control your own experience, and let MoonPay handle payments, compliance and fraud.
Offer your users dedicated bank accounts in their name.
Enable fiat deposits in USD, EUR and GBP, and get lightning fast conversion to stablecoins.
Control your own experience, and let MoonPay handle payments, compliance and fraud.
Convert Users & Drive Retention with Virtual Accounts
Embedded, Whitelabeled or API. Your Brand, your UX.
Fiat to Stablecoin, and Back Again
Let users move seamlessly from fiat to stablecoins and off-ramp profits back to fiat (with our upcoming card product).
Build Native Transactional Experiences
Empower your users to buy stablecoins and 200+ other cryptocurrencies via our endpoints.
More Use Cases, More Engagement
Enable salary deposits, recurring payments and seamless fiat to stablecoins - all natively within your wallet or app.
Instant Access for Millions of KYC-Verified Users
Users who've completed KYC with MoonPay get a virtual account instantly. New users complete a high converting and themable KYC experience to activate their account.
More Ways to Pay
Top up your virtual accounts with ACH, SEPA, Faster Payments.
Seamless onboarding. KYC trained on 30m+ users.
01
Provision local fiat accounts for users in the US, UK and Europe.
02
Users have their own named account that supports salary pay-ins and third party payments.
03
Get live in days not weeks, letting MoonPay handle KYC and fiat and stablecoin orchestration.
No Licenses? No Worries - One Turnkey Integration
Strongest Licensing. Built In.
MoonPay is licensed to operate across the United States, the UK, EU, Canada, and Australia. Bitlicense and MiCa licenses in NL included.
Compliance Done for You
We handle KYC, AML, and user onboarding across 180+ countries.
Enterprise-Grade Security
SOC2, ISO, and PCI compliant, ensuring security, transparency, and trust at every step.

A Custodial Level User Experience, with Dapp Level Utility
Virtual accounts are the latest addition to our fiat to crypto stack. Combine them with PayPal, Venmo, card, instant bank transfer, or Apple Pay to give users complete onramping flexibility.