Virtual Accounts | Powered by Iron

Virtual Accounts | Powered by Iron

Native

USDUSD

Accounts for Wallets & FinTechs

Issue virtual USD accounts. Settle to stablecoins. All via API.

Get Started

Offer your users dedicated bank accounts in their name.

Enable fiat deposits in USD, EUR and GBP, and get lightning fast conversion to stablecoins.

Control your own experience, and let MoonPay handle payments, compliance and fraud.

EUR flagEUR()
USD flagUSD($)
GBP flagGBP(£)
USDC flagUSDC
USDT flagUSDT
PYUSD flagPYUSD
BTC flagBTC
SOL flagSOL

Convert Users & Drive Retention with Virtual Accounts

Embedded, Whitelabeled or API. Your Brand, your UX.

Fiat to Stablecoin, and Back Again

Let users move seamlessly from fiat to stablecoins and off-ramp profits back to fiat (with our upcoming card product).

Build Native Transactional Experiences

Empower your users to buy stablecoins and 200+ other cryptocurrencies via our endpoints.

More Use Cases, More Engagement

Enable salary deposits, recurring payments and seamless fiat to stablecoins - all natively within your wallet or app.

Instant Access for Millions of KYC-Verified Users

Users who've completed KYC with MoonPay get a virtual account instantly. New users complete a high converting and themable KYC experience to activate their account.

More Ways to Pay

Top up your virtual accounts with ACH, SEPA, Faster Payments.

Seamless onboarding. KYC trained on 30m+ users.

01

Provision local fiat accounts for users in the US, UK and Europe.

02

Users have their own named account that supports salary pay-ins and third party payments.

03

Get live in days not weeks, letting MoonPay handle KYC and fiat and stablecoin orchestration.

No Licenses? No Worries - One Turnkey Integration

Strongest Licensing. Built In.

MoonPay is licensed to operate across the United States, the UK, EU, Canada, and Australia. Bitlicense and MiCa licenses in NL included.

Compliance Done for You

We handle KYC, AML, and user onboarding across 180+ countries.

Enterprise-Grade Security

SOC2, ISO, and PCI compliant, ensuring security, transparency, and trust at every step.

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A Custodial Level User Experience, with Dapp Level Utility

Virtual accounts are the latest addition to our fiat to crypto stack. Combine them with PayPal, Venmo, card, instant bank transfer, or Apple Pay to give users complete onramping flexibility.